Our Business Principles

The way we do business

* We will be open and straightforward with you and conduct our affairs with honesty. We want you to be happy to build a long-term relationship with us.

Meeting your needs

* We will ask you questions about your needs and circumstances before we advise you.
* We will only recommend suitable products and services that you can afford.
* We will offer access to a wide range of products to enable your needs to be met. If we are unable to find a suitable product for you we will let you know.
* Before you accept our advice, we will clearly explain the benefits and risks to you.
* Our charges will not be excessive for the work we do for you.

Listening to you

* We may occasionally ask you for feedback on how we can improve our service to you.
* If you wish to complain, we promise to handle your complaint fairly.

How Can You Help Us?

Your personal information

* Please provide as much information as you can. This will help us to recommend products that are suitable for your individual circumstances.

Understanding our advice

* Please let us know if anything we say to you is unclear of if any documents we show to you are confusing. We will do everything we can to ensure you understand our recomendation.

When your business raises an invoice, the invoice discounting funding will release up to a previously agreed percentage of the value of that invoice, so for example the ABC Widget Manufactuers in Blackburn raise and invoice for £1,000, at the agree level of 80%, within a short period of time usually 24-48hrs £800 will be credited to thier business account enabling this company to re-invest the cash into more stock, or machinery and fulfil more orders while they wait for the balance to be paid.

Then the remaining balance is then paid to you, less a small service fee, once payment is received from your customer.

This means your business has access to an ongoing fliexible supply of cash linked directly to your sales. So as your business grows so does the amount of funding available to you should you choose to draw on it.

How Much Does It Cost?

As our services are tailored to your business so the fees will depend upon your specific needs. However, generally there are two types of fee. The first is the cost of the money you use, The second is a service fee. Our initial consultation is generally FREE of CHARGE.

Forshaw Associates Limited only deal with Limited Companies for lines of credit over £25,000.